Tuesday, September 19, 2017

MANAGER; CREDIT AT NMB BANK PLC

  Kijiwe Cha Wasomi       Tuesday, September 19, 2017
MANAGER; CREDIT AT NMB BANK PLC

Job Purpose

To oversee a team of Credit Analysts in assessment of credit proposals and deliver of a professional service to the business units, by assessing and evaluating credit facilities.

Main Responsibilities

  • Supervise Credit Analysts in submission of balanced credit opinions for approval of/decline of credit applications.
  • Provide technical support to Credit Analysts including couching to improve quality of the credit proposals recommended for approval.
  • Ensure the team observes SLA and without jeopardizing the quality of credit proposals.
  • Provide direct professional credit assessment and evaluation of credit proposal, to counter-party credit risk falls within acceptable parameters and independently recommend appropriate credit proposal including terms.
  • Identify, quantifies and evaluates sources of risks and where possible provide mitigations.
  • Cross-examine information obtained to gain a thorough understanding of business parameters, which create profit as well as the associated risks.
  • Be able to defend own judgement in a manner which does not negatively affect the business relationship.
  • Utilize industry and market information available to identify and understand contextual threats to existing and potential clients.
  • Build a smooth working relationship with business counterparty to improve quality of business proposals and turnaround time on credit evaluation.
  • Share joint credit responsibility for business recommended.
  • Detect and evaluates shifts or changes in key risk parameters in a business relationship or industry and evaluates the implications of such changes on continued business dealings.
  •  Manage performance of the Credit Analysts and provide support for performance improvement.

Attributes

  • Excellent understanding of credit and associated risks.
  • Good interpersonal skills that have been proven in a Business or Credit environment.
  • Knowledge of Bank Credit Products.
  • Detailed knowledge of credit analysis techniques.
  • Analytical and numerate.
  • Communications and presentation skills.
  • Negotiation skills.

Qualifications and Experience

  • University Degree – Commerce/ Economics /Finance/Business or equivalent or higher.
  • Proven experience in a Credit role at  senior management level gained within the Bank or other banks with at least 5 years’ work experience.
  • Prior experience in MSME, Wholesale and Agribusiness will be an added advantage.
  • Understanding of the various Industry Sectors (i.e. Government/Parastatals, manufacturing, wholesale, Agribusiness and retail.
Location: Head Office
Deadline:2017-09-26

CLICK HERE TO APPLY ONLINE
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